---
title: Home Builder Confidence Tempered by Credit Access
description: "Jann Swanson of Mortgage News Daily reports:  Home builder confidence as measured by the National Association of Home Builders (NAHB)/Wells Fargo Hou"
---

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# Home Builder Confidence Tempered by Credit Access

Posted by [Daniel Jones](https://www.fair-assessments.com/blog/author/daniel-jones) on Nov 16, 2010 5:23:00 PM

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Jann Swanson of Mortgage News Daily reports:

Home builder confidence as measured by the National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) popped up a notch from October figures to reach a still dismal 16...  
... A score of 50 or more on the HMI or any of its components indicates that more builders view the market as good than "poor."  The last time the HMI topped 50 was in April 2006 and it has not risen above 20 for 39 months...  
...Crowe noted "The most concerning aspect of the report is that survey participants say they have observed absolutely no improvement in their ability to access credit to build viable new projects. This problem is clearly a roadblock to recovery in many markets."

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